TheUnbalancedSheet

The main problem of today's youth is that they spend everything. If someone is earning 10 rupees, they look for a way to spend that 10 rupees. I have seen this tendency in most people like my mates, friends and even in the family. Even as a child, when relatives used to give us 500 rupees, we spend it on luxury pens, spiral-bound notebooks, and much other useless stuff. The problem with our generation is that we tend to live a lifestyle where expenses are exactly equal to income. Always love below your income. I f you are earning 10 rupees, try to live a lifestyle as if you were earning 7 rupees. This not only cuts downs your unnecessary expenses but you can save a lot and invest for your future. Trust me, investing is not only necessary to secure your future but it actually helps a lot in generating wealth, thanks to the power of compounding. And the savings you keep aside will help you through tough times in case of emergency. Therefore, the ten most important saving tips are as

HUGE LOSSES BUT HIGH VALUATION, WHY AND HOW? Companies, particularly startups, are sometimes regarded as unicorns even while they are making losses. This may seem odd, but even some of the well-established firms are not valued as high as some startups, and in certain situations, these well-established companies are valued well below their true worth. Now the question arises, Why is this happening?  Well valuing a loss-making company can be a seriously tricky affair. It is even more difficult to value a company with negative earnings than a company with positive earnings. There are many reasons behind this strange valuation like discounted cash flow, future expectations, and forward-looking projections. In cases where you see big hi-tech companies undertaking IPOs at eye-watering amounts, even though they aren't in profits, they are essentially creating a large pool of investment to take the company forward to achieving its next level. Investors go for this situation because they pe

10 assets that make you financially free! Are you thinking about ways to be financially free? The answer is very simple. Invest in income-generating assets. Many successful entrepreneurs utilize income-generating assets to ensure multiple, steady streams of revenue. Yup, the whole idea is to invest in those assets that generate some sort of passive income, where you don't have to actively participate. And the best thing about income-generating assets is that anyone can invest in these assets. Whether you are fresh out of college or are approaching retirement, there are opportunities to build wealth with income-generating assets and achieve financial freedom. Keep reading to know about the list of income-generating assets, and learn how to get started today. What are Assets that generate income? The definition of income-generating assets is an investment that generates consistent, recurring revenue, cash flow, or income over time. In finance, an investment is a monetary asset purc

        India  Startup Today!                                  "Creation must be made accessible for consumption. This is your real job. It takes struggle that you genuinely believe is worth the pain"                                                                         -Scott Belsky Well, before the word startup was coined Business was all about making money, It was about profits, Business used to be a lot simpler than it is today. You build something then sold that and made money from the sale and then you used that money to grow your company so that you could build more of that something and so on. thus it was a cycle it was predictable, reliable, and consistent. But today businesses do not work like that anymore at least not for startups. Today attaining success is not only about Profit or loss but also depends upon Growth strategy and customer response. A startup is a human institution designed to deliver a new product or service under conditions of extreme uncertainty

Things you should know before getting into the Crypto field            India's cryptocurrency craze has recorded a spurt in students investing in cryptocurrencies as this new class of investors: the enterprising teen has found favor with the community as an investment. According to industry trackers, India is mirroring a global trend where more investors are flocking toward the crypto assets, especially teenagers . Today these enterprising teens are investing their pocket money in crypto assets which are helping in fueling India's surge in crypto investments, which stood at nearly $6.6 billion (Rs 49,189 crore)in May from just $923 million a year earlier. And in this pandemic era, boredom and huge profit promises have brought more kids in buying bitcoins and other tokens -and getting acquainted with markets ups and downs. Money attracts money! this statement could not have been more true for the crypto industry . A 17-year-old student from Kolkata, named Hashir Hussain said &q

 Financial Planning tips Whatever plan you make for the future depends upon your today's financial goals, career perspective, dedication and consistency. Taking control of your finances begins with thinking about your goals and deciding what matters to you. It also includes how you manage your money through savings, investments and how you manage your expenditure. Accordingly, one step towards having a stable financial future is to build a deep knowledge of your finances. One must make a change in their spending habits and plan budget and income before they fall too deep in a financial crisis. Every person must devote time to improving their financial knowledge to have a secure future. There's a saying that "why to think negative, we must always be positive " yes, optimism is usually defined as a belief that things will go well. But sensible optimism also includes being prepared for the worst that can happen. Being good at finances is all about understanding and ackno

        Best time for investment for you!  We dream about being successful and independent. Many of us have even saved successful wallpapers on phones, also motivational frames, and pictures sticking on the bedroom wall to look at before going to sleep.  But, apart from that, we are also being told multiple times over to think realistic. The biggest lesson I took away from this as a kid was to always keep the imagination side of things very broad. It's so easy to have that imagination side of our mind wiped out by society's beliefs about what is possible. Even there are times when we get caught in the trap a few times, by thinking the goals we had envisioned ourselves achieving were too far-fetched. But the best thing we can do is to keep an open mind that one day if we work for it, the goals which are labeled as impossible will quickly become possible and one step further achievable and you know what investment has that power. Now the question arises, why to invest and where t