Bonds and Mutual Funds Parking your money in a savings account may not be beneficial if you are making plans for retirement, your child's education, or the purchase of a home. Although it offers low risk and set interest, it might not help you achieve the high returns needed to reach your long-term financial objectives. As a result, you might think about investing in stocks, bonds, and mutual funds. Despite the risks, they provide enormous returns on your investment over the long run. You should have a basic understanding of mutual funds, bonds, and stocks before deciding to invest in any of the aforementioned items. As a result, we shall describe each of these investment types below and compare bonds vs mutual funds. What are Bonds? Similar to how businesses need money to grow, the government too needs money for a variety of projects including social programmes, infrastructure development, etc. The amount of money needed by both private businesses and govern