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   Bonds and Mutual Funds   Parking your money in a savings account may not be beneficial if you are making plans for retirement, your child's education, or the purchase of a home. Although it offers low risk and set interest, it might not help you achieve the high returns needed to reach your long-term financial objectives. As a result, you might think about investing in stocks, bonds, and mutual funds. Despite the risks, they provide enormous returns on your investment over the long run. You should have a basic understanding of mutual funds, bonds, and stocks before deciding to invest in any of the aforementioned items. As a result, we shall describe each of these investment types below and compare bonds vs mutual funds.   What are Bonds? Similar to how businesses need money to grow, the government too needs money for a variety of projects including social programmes, infrastructure development, etc. The amount of money needed by both private businesses and govern
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 What are the benefits of owning a credit card?                                    You all have heard about the disadvantages of having a credit card a lot of time, but have you ever heard about the advantages of that credit card except the one famously known i.e credit facility? let's check it out!!!   There can be many advantages to using a credit card, as long as it’s done responsibly. Learn more about how using credit cards might help you earn rewards, build credit, manage your finances, and more.  Key Takeaways Whether it’s a cash-back card, a travel card, a points card, or a secured card, there are credit card options to fit a variety of lifestyles and goals. The keys to getting the most out of a credit card are making sure you have a card that makes the most sense for you and be sure to use it responsibly by doing things like paying monthly statements on time. Many credit cards also come with additional perks, tools, and security features. Getting pre-approved for a credit c
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10 Money-saving tips to keep your finances on track

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The main problem of today's youth is that they spend everything. If someone is earning 10 rupees, they look for a way to spend that 10 rupees. I have seen this tendency in most people like my mates, friends and even in the family. Even as a child, when relatives used to give us 500 rupees, we spend it on luxury pens, spiral-bound notebooks, and much other useless stuff. The problem with our generation is that we tend to live a lifestyle where expenses are exactly equal to income. Always love below your income. I f you are earning 10 rupees, try to live a lifestyle as if you were earning 7 rupees. This not only cuts downs your unnecessary expenses but you can save a lot and invest for your future. Trust me, investing is not only necessary to secure your future but it actually helps a lot in generating wealth, thanks to the power of compounding. And the savings you keep aside will help you through tough times in case of emergency. Therefore, the ten most important saving tips are as
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HUGE LOSSES BUT HIGH VALUATION, WHY AND HOW? Companies, particularly startups, are sometimes regarded as unicorns even while they are making losses. This may seem odd, but even some of the well-established firms are not valued as high as some startups, and in certain situations, these well-established companies are valued well below their true worth. Now the question arises, Why is this happening?  Well valuing a loss-making company can be a seriously tricky affair. It is even more difficult to value a company with negative earnings than a company with positive earnings. There are many reasons behind this strange valuation like discounted cash flow, future expectations, and forward-looking projections. In cases where you see big hi-tech companies undertaking IPOs at eye-watering amounts, even though they aren't in profits, they are essentially creating a large pool of investment to take the company forward to achieving its next level. Investors go for this situation because they pe
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10 assets that make you financially free! Are you thinking about ways to be financially free? The answer is very simple. Invest in income-generating assets. Many successful entrepreneurs utilize income-generating assets to ensure multiple, steady streams of revenue. Yup, the whole idea is to invest in those assets that generate some sort of passive income, where you don't have to actively participate. And the best thing about income-generating assets is that anyone can invest in these assets. Whether you are fresh out of college or are approaching retirement, there are opportunities to build wealth with income-generating assets and achieve financial freedom. Keep reading to know about the list of income-generating assets, and learn how to get started today. What are Assets that generate income? The definition of income-generating assets is an investment that generates consistent, recurring revenue, cash flow, or income over time. In finance, an investment is a monetary asset purc
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        India  Startup Today!                                  "Creation must be made accessible for consumption. This is your real job. It takes struggle that you genuinely believe is worth the pain"                                                                         -Scott Belsky Well, before the word startup was coined Business was all about making money, It was about profits, Business used to be a lot simpler than it is today. You build something then sold that and made money from the sale and then you used that money to grow your company so that you could build more of that something and so on. thus it was a cycle it was predictable, reliable, and consistent. But today businesses do not work like that anymore at least not for startups. Today attaining success is not only about Profit or loss but also depends upon Growth strategy and customer response. A startup is a human institution designed to deliver a new product or service under conditions of extreme uncertainty
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